Customized Group Retiree Health Plans
- We can customize a Groupe Retiree Health plan to fit your needs
- Deductibles, Coinsurance and Out-of-Pocket Maximum riders aid in limiting costs and liabilities
- Plans automatically revised according to Medicare changes each year
- Accurate coordination of benefits and coverage with Medicare
Medicare’s benefits continue to decrease, even as health care costs continue to rise, leaving employers with an increasing share of retiree medical costs.
Our Group Retiree Health program helps manage future liabilities and enhance comprehensive benefits to Medicare-eligible retirees. Visit www.medicare.gov for more information on Medicare for your eligible retirees.
We offer plans with high deductibles, designed to help keep premiums lower, and we can tailor the design of our plans to work with the demographics of your retirees.
Reduce FASB 106 and GASB 45 liabilities* by going fully insured
The Financial Accounting Standards Board (FASB) and the Government Accounting Standards Board (GASB) require employers/government entities to project future healthcare costs for their retirees. We offer employer-sponsored Group Retiree Health Insurance that helps organizations control and manage future retiree benefit costs.
* For more information on how you can reduce your FASB 106 or GASB 45 liabilities, consult with your accountant.
Policy Forms GRMSP06 and ERHPC. Policies are underwritten by United American Insurance Company, First United American Life Insurance Company, or Liberty National Life Insurance Company in states where applicable Group Retiree Health products are available. These policies have some limitations and exclusions and benefits may vary by state.
United American Insurance Company, First United American Life Insurance Company, and Liberty National Life Insurance Company are not associated with Medicare, Social Security or any other governmental agency.
