Frequently Asked Questions
What is Medicare?
Medicare is a government program that reimburses hospitals and physicians for medical care provided to qualifying people, usually over the age of 65. For more information, please visit www.medicare.gov
What is Group Retiree Health?
Our Group Retiree Health Plans pay in addition to Medicare’s coverage, similar to an individual Medicare Supplement plan. For more information on Medicare Supplements, please visit www.medicare.gov
Our Group Retiree Health Plans consist of customizable options, such as Deductibles and Coinsurance Riders. Let us know what you need so we can tailor a plan for your employer or union group.
What is Medicare Part D Prescription Drug Coverage?
The Medicare Part D program was established by Medicare to provide beneficiaries with assistance paying for prescription drugs. For more information about the Medicare Part D program, please visit www.medicare.gov
We offer a variety of Part D drug plans that cover drugs eligible under Medicare. Our Part D Plans provide coverage through the coverage gap or "donut hole". In addition, we can provide enhanced drug coverage under certain Part D plans. We are flexible and innovative in proving Part D coverage plans.*
What is the advantage to customizing Group Retiree Health and Part D Plans?
Many groups have needs for benefits that are not covered or suited under Standard Medicare Supplement and Part D Plans. Depending on the benefits structure needed by a group and the size of the group, we can usually match the coverage offered by an employer or union. Let us know what you need so we can find a plan that fits your needs.
Where are your plans available?
Our Group Retiree Health and Medicare Part D Prescription Drug Plans are available in all 50 states including D.C.
What is your typical group size?
Our groups range in size of members from 25 up to 15,000+. All members must be Medicare eligible.
What do you need to generate a quote?
All that is needed to produce a group quote is the domicile state of the group, the amount of employer/union contribution, and a census in spreadsheet format including member date of birth, gender and zip code.
Do you need a signed application from every member of group that is enrolled in your plan?
No, we can enroll all members in a simple easy format. Let us explain how this process can best work for your group.
* United American Insurance Company and First United American Life Insurance Company are Medicare-approved providers of the Part D plan and contract with the Federal Government.
